Insurance Company Reviews

The Auto Insurance Policy is a type of defensive tool provided by Auto Insurance Company to auto owner against any unfortunate and unwanted accident or disaster that might take place without notice. The auto insurance policy protects the auto owner from any kind of financial and/or other losses if the auto gets involved in any type of accident, fire, mishap, etc.

Auto insurance policy is an agreement between the auto owner and Auto Insurance Company. The auto insurance company assures the auto owner with some type of protections involving auto ownership. With regards to the agreement, the auto owner agrees to pay a premium to auto insurance company to cover the losses that might happen to auto.

The auto insurance that is covered against any losses ranges from auto damage, physical injury, medical treatments, or death as per the auto insurance plan.

There are various auto insurance policies/plans provided by various auto insurance companies to suite the individual’s need. Some of the auto insurance plans may provide partial benefit, some may provide major benefit and some may have no benefits. This all depends upon the plan you choose. So before selecting the auto insurance plan and auto insurance company, it is more important for the auto owner to get a deep understanding of various insurance plans and its benefits.

Tags: Auto insurance Company, auto insurance plan, auto insurance policy

Company Name: Auto-Owners Insurance
Insurance Policy Product: Auto Insurance Policy
Auto Insurance Policy Highlights

The company provides insurance coverage for
• Automobiles
• Trucks
• Commercial automobiles
• Motor homes
• Motorcycles
• Recreation vehicles
• Vacation trailers
• Campers
• Utility trailers
• Antique automobiles
• Classic automobiles

The company offers discounts such as

• Airbags and other occupant protection
• Anti-lock brake systems (ABS)
• Antitheft devices
• Good student
• Mature drivers
• Multiple policies
• Multiple vehicles
• Premium paid in full
• Safe drivers
• Vehicles with reduced damageability
• Company car
• Student away at school

The company offers other optional coverage for Personal auto as

* Additional expense
* Automobile physical damage plus
* Collision
* Comprehensive
* Lease gap
* Loan gap
* Medical payments
* Non-Owned automobile coverage
* Road trouble service
* Underinsured motorist
* Uninsured motorist
* Uninsured motorist property damage

The company offers other optional coverage for Commercial auto as

• Additional expense
• Automobile physical damage plus
• “Bobtail” and “Deadhead” coverage
• Collision
• Comprehensive
• Employers non-ownership liability
• Hired automobile liability and physical damage
• Loan/Lease gap
• Medical payments
• Non-Owned automobile coverage
• Road trouble service
• Underinsured motorist liability
• Uninsured motorist liability
• Uninsured motorist property damage

The company offers discount for multiple policies that include coverage for automobile, home, farm, life insurance, business, disability insurance and investment annuities.

About Auto-Owners Insurance

Auto-Owners Insurance is one of the largest property and casualty insurance companies domiciled in Michigan.

The current Auto-Owners home office is located in a business and residential complex called Verndale, in Delta Township, west of Lansing. This building was constructed in 1975 and has been expanded three times, increasing its size to 404,616 square feet.

The Companies are represented by more than 5,900 independent agencies, selling personal and commercial property/casualty and life, health and annuity insurance in 25 states. Total associates number more than 3,300.

The Auto-Owners Insurance Group ranks among the largest in the nation, with over 4.2 million personal, commercial and life policies issued and renewed. The Companies also enjoy the highest possible ratings assigned by nationally recognized independent rating authorities.

Company’s Ratings at A.M. Best

Financial Strength Ratings
Rating: A++ (Superior)
Financial Size Category: XV ($2 Billion or greater)
Outlook: Stable
Action: Affirmed
Effective Date: May 30, 2007

Issuer Credit Ratings
Long-Term: aa+
Outlook: Stable
Action: Assigned
Date: May 30, 2007

Contact Information

Administrative Office

6101 Anacapri Blvd

Lansing, MI 48917

Phone: (517) 323-1200

Fax: (517) 323-8796

Website: http://www.auto-owners.com/

Tags: Auto insurance Company, auto insurance policy, casualty insurance companies, insurance coverage, property insurance companies