Insurance Company Reviews

Company Name: A. Central Insurance Company

Insurance Product: Auto Insurance

The company provides automobile insurance for New York State residents. The company offers Liability Insurance along with Property Damage, Personal Injury Protection (PIP), Out of State, Uninsured Motorist Coverage, Supplemental Spousal Liability. In addition, the company have available coverages such as Collision, Comprehensive, and Glass.

For more detail information on automobile insurance coverages you will need to contact Central Insurance Company’s Insurance Agent. Continue Reading »

Tags: automobile insurance, liability insurance

Company Name: RiverSource Life Insurance Company (RLIC)

Insurance Product: Permanent Life Insurance

Permanent Life Insurance

RiverSource offers the following types of permanent - or cash value - insurance:

Universal Life Insurance

RiverSource Universal Life Insurance helps you control the way you save, spend and protect your savings.

RiverSource offers several flexible options:

RiverSource Foundations Protector

Help protect your money from market fluctuations with this secure, easily transferable permanent insurance.

RiverSource Foundations Protector - Estate Series

This solution offers the same benefits of RiverSource Foundations Protector, designed to cover $1 million or more.

RiverSource Foundations Universal Life

Enjoy the guarantee of permanent protection and stable cash-value growth with this flexible insurance solution. Continue Reading »

Tags: insurance product, Permanent life insurance, variable universal life insurance

Company Name: Safeco Insurance Company of America (SICA)

Insurance Product: Homeowners Insurance

Safeco provides various homeowners’ insurance protection plans. The best way to find perfect combination of Safeco home insurance coverage, value, and price, you will need to contact independent Safeco agent.

Before selecting the Safeco’s homeowner insurance plan, you will need to determine your home insurance needs. The amount you pay for your homeowners insurance depends on many factors. The replacement value of your home, its age and safety features, the value of your belongings, etc

A.M. Best Ratings

Financial Strength Ratings

Rating: A (Excellent)
Affiliation Code: p (Pooled)
Financial Size Category: XV ($2 Billion or greater)
Outlook: Positive
Action: Affirmed
Effective Date: May 30, 2007

Issuer Credit Ratings

Long-Term: a+
Outlook: Positive
Action: Affirmed
Date: May 30, 2007

To know more about the home insurance plan offered by Safeco Insurance Company, you will need to call your nearest Safeco agent.

http://www.safeco.com/

Tags: home insurance coverage, homeowner insurance plan, homeowners insurance, insurance company

Company Name: Assurant Health

Insurance Product: Health Insurance plans for Individual And Family

Assurant Health is specialized in health insurance for individuals and families.

Assurant Health provides health insurance the way you want it with:

• Up to an $8 million lifetime benefit maximum
• Worldwide coverage, 24 hours-a-day
• Your choice of doctors and hospitals from extensive networks
• No referrals necessary to see a specialist
• First-year rate guarantee
• Many plan and benefit options - so you can choose what best meets your needs
• Information in plain English - not “insurance speak”
• An easy way to apply for coverage
• Quality health insurance and competitive pricing
• The backing of an industry leader with more than 110 years in the business

At Assurant Health you can choose Temporary Health Insurance which is 6 months or less or Permanent Health Insurance which is more than 6 months. Continue Reading »

Tags: Health insurance, health insurance plans, health insurance quote, permanent health insurance, temporary health insurance

Company Name: New York Life Insurance and Annuity Corporation (NYLIAC)
Insurance Product: Term Life Insurance

NYLIAC provides various Term Life Insurance Plans

5 Year Term Life Insurance

As its name implies, 5-Year Term insurance provides life insurance protection where the initial premiums are guaranteed and remain level for the first five years.

• Benefit of 5-Year Term Life Insurance
• Affordable, temporary life insurance protection.
• Guaranteed renewable life insurance.
• A guaranteed death benefit, generally free from federal income tax.
• The ability to convert (generally for 10 years) all or part of the policy to permanent cash value insurance, without having to furnish evidence of insurability, or proof of your good health.

Please visit 5-Year Term Life Insurance Plan by NYLIAC for more detail information
20 Year Term Life Insurance

20 Year Term (20YT) offers affordable life insurance protection. Continue Reading »

Tags: family protection insurance, Life Insurance Information, renewable coverage, term life insurance, universal life insurance, whole life insurance

Company Name: Northwestern Mutual Life Insurance Company

Insurance Product: Disability Insurance For Individual

About Individual Disability Insurance Plans

Northwestern Mutual Life Insurance Company provides high quality Disability Insurance plans covering total or partial disability of professionals, business executives, small business owners and others.

Northwestern Mutual offers a range of Disability Insurance plans to provide a source of income in the occurrence of a disability.

Disability Income

Disability Income Insurance protects your most valuable asset, your ability to earn an income, especially in dual-income families where both incomes are needed, one-income households, or situations where your employer’s plan isn’t enough. Disability Income Insurance offers protection through benefits that provide a portion of your pre-disability income. Continue Reading »

Tags: disability income insurance, Disability insurance, disability overhead expense, interim term coverage, key person disability

Company Name: ACE INA

Insurance Policy Product: Dental & Vision Insurance

Dental & Vision Insurance Policy Product Highlights

ACE USA Accident & Health offers a variety of group dental and vision plan options available on either an employer-paid or voluntary basis. The company’s expert administrators provide access to quality care provider networks, excellent customer service and prompt, hassle-free claims service.

• Traditional indemnity plans paying benefits based on the usual, customary and reasonable charges for services provided
• Network plans providing in-network and out-of-network benefits to allow individuals to balance cost savings with freedom of choice
• Flexible plan designs that provide basic and preventive coverage with the option to include major services and additional benefits to supplement available health care benefits
• Coverage for employees, members and their eligible dependents Continue Reading »

  Tags: Dental insurance, dental plan, health care benefits, reinsurance, risk management services, vision insurance, vision plan
  

Company Name: Auto-Owners Insurance
Insurance Policy Product: Auto Insurance Policy
Auto Insurance Policy Highlights

The company provides insurance coverage for
• Automobiles
• Trucks
• Commercial automobiles
• Motor homes
• Motorcycles
• Recreation vehicles
• Vacation trailers
• Campers
• Utility trailers
• Antique automobiles
• Classic automobiles

The company offers discounts such as

• Airbags and other occupant protection
• Anti-lock brake systems (ABS)
• Antitheft devices
• Good student
• Mature drivers
• Multiple policies
• Multiple vehicles
• Premium paid in full
• Safe drivers
• Vehicles with reduced damageability
• Company car
• Student away at school

The company offers other optional coverage for Personal auto as

* Additional expense
* Automobile physical damage plus
* Collision
* Comprehensive
* Lease gap
* Loan gap
* Medical payments
* Non-Owned automobile coverage
* Road trouble service
* Underinsured motorist
* Uninsured motorist
* Uninsured motorist property damage

The company offers other optional coverage for Commercial auto as

• Additional expense
• Automobile physical damage plus
• “Bobtail” and “Deadhead” coverage
• Collision
• Comprehensive
• Employers non-ownership liability
• Hired automobile liability and physical damage
• Loan/Lease gap
• Medical payments
• Non-Owned automobile coverage
• Road trouble service
• Underinsured motorist liability
• Uninsured motorist liability
• Uninsured motorist property damage

The company offers discount for multiple policies that include coverage for automobile, home, farm, life insurance, business, disability insurance and investment annuities.

About Auto-Owners Insurance

Auto-Owners Insurance is one of the largest property and casualty insurance companies domiciled in Michigan.

The current Auto-Owners home office is located in a business and residential complex called Verndale, in Delta Township, west of Lansing. This building was constructed in 1975 and has been expanded three times, increasing its size to 404,616 square feet.

The Companies are represented by more than 5,900 independent agencies, selling personal and commercial property/casualty and life, health and annuity insurance in 25 states. Total associates number more than 3,300.

The Auto-Owners Insurance Group ranks among the largest in the nation, with over 4.2 million personal, commercial and life policies issued and renewed. The Companies also enjoy the highest possible ratings assigned by nationally recognized independent rating authorities.

Company’s Ratings at A.M. Best

Financial Strength Ratings
Rating: A++ (Superior)
Financial Size Category: XV ($2 Billion or greater)
Outlook: Stable
Action: Affirmed
Effective Date: May 30, 2007

Issuer Credit Ratings
Long-Term: aa+
Outlook: Stable
Action: Assigned
Date: May 30, 2007

Contact Information

Administrative Office

6101 Anacapri Blvd

Lansing, MI 48917

Phone: (517) 323-1200

Fax: (517) 323-8796

Website: http://www.auto-owners.com/

Tags: Auto insurance Company, auto insurance policy, casualty insurance companies, insurance coverage, property insurance companies